![Co-operative Principles Co-operative Principles](https://sdaccul.com/wp-content/uploads/2023/06/handwriting-text-principles-blank-white-paper-wood-table-300x235.jpg)
Co-operative Principles
- Focus on Membership as prescribed in bylaws
- Focus on Community
- Prepare for the next generation
- Sound Investment
- Voluntary Membership
- Regular Savings
- Wise borrowing
- Prompt Repayment
- Efficient Customer Service
- Focus on shares/ ownership
- Focus on education
- Democratic Process
- Shared Vision
- Prudent lending
![Core Values Core Values](https://sdaccul.com/wp-content/uploads/2023/06/core-values-words-wooden-blocks-3d-illustration-600x400.jpg)
Core Values
- Sound Character
- Compliance
- Responsiveness
- Integrity
- Honesty
- Christ Centered
- Confidentiality
- Loyalty
- Accountability
- Resilience
- Teamwork
- Pursue Excellence